Carl Bartsch joins Elevate as Chief Credit Officer at Fort Worth-based credit solutions provider
Elevate, a leading provider of innovative online credit solutions, today announced that Carl Bartsch has joined the company as Chief Credit Officer. In this role, Bartsch will lead Elevate’s credit strategy and oversee the company’s credit risk management, underwriting approach, and portfolio performance efforts, supporting responsible growth and a strong customer experience. “Carl is a proven credit and risk leader with deep expertise spanning fintech, consumer finance, and data-driven underwriting,” said Jason Harvison, President and CEO of Elevate. “His track record of building high-performing teams and strengthening credit performance will be a major asset as we continue advancing our mission and serving customers with innovative, tech-enabled solutions.”
Bartsch brings more than two decades of experience across credit risk management and data analytics, including work with both traditional and alternative data, and leadership experience across start-ups and large enterprises. Most recently, he served as Chief Risk Officer and Head of Credit at Konfio, leading a team responsible for end-to-end credit extension functions across working capital loans and credit cards, as well as initiatives to improve efficiency through advanced analytics and automation.
Previously, Bartsch led consumer finance and global payments at SmileDirectClub, where he focused on improving portfolio performance and payment outcomes across multiple international markets. He also held senior risk leadership roles at Petal and Klarna, with experience developing underwriting models and risk frameworks designed to expand access while managing loss performance. “I’m excited to join Elevate and help strengthen the company’s credit strategy as we deliver responsible solutions for customers,” said Bartsch. “Elevate’s commitment to technology-enabled credit and customer outcomes aligns strongly with my experience in building risk capabilities that support sustainable growth.” Bartsch earned a B.B.A. from the University of Kansas.
About Elevate Credit, Inc. Elevate Credit, Inc. provides innovative, tech-enabled online credit solutions that offer immediate relief to customers while empowering them to build brighter financial futures. With products designed to reward responsible financial behavior through features like lower interest rates, free financial training, and credit monitoring, Elevate serves as a trusted partner to underserved consumers. For more information, visit https://www.elevate.com.
