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Wednesday, September 23, 2020
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CCBP US mortgage rates unchanged, 30-year home loan at 3.73%

US mortgage rates unchanged, 30-year home loan at 3.73%

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WASHINGTON (AP) — U.S. long-term mortgage rates were unchanged this week, staying near historically low levels.

Mortgage buyer Freddie Mac says the average rate for a 30-year fixed-rate mortgage held at 3.73% for the second straight week. The benchmark rate was 4.62% a year ago, a level that appears to have depressed home sales as interest rates increased in response to higher federal budget deficits following President Donald Trump’s tax cuts.

But interest rates have tumbled over the past 12 months due to greater uncertainty over trade with China, slower economic growth and the Federal Reserve cutting a benchmark rate regarding the interest on inter-bank loans.

The average rate on a 15-year mortgage stayed at 3.19% for a second consecutive week.

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